What are fixed and floating payments?

When it comes to slot machines or casino games, it is important to understand how winnings are formed and paid. All games can be roughly divided into two categories:

• Fixed payouts
• Variable payouts

These concepts determine not only the size of the winnings, but also the risks, volatility, type of jackpot, and even the behavior of the player.

1. What are fixed payments?

Definition:

• A fixed payout is a predetermined amount or win multiplier that is independent of external factors.

How does it work:

• The payout table in the game shows exact factors: for example, 3 characters "seven" = x100
• Game RTP is calculated taking into account these fixed values
• Jackpot (if any) - also a fixed amount, does not accumulate over time

Advantages:

• Transparency: Player always knows how much he can get
• Predictability: Easy to calculate strategy and risk
• Convenient for beginners and players with a small bankroll

Disadvantages:

• No Surprise Element
• No extra-large payouts (limited winnings ceiling)

2. What are floating payouts?

Definition:

A floating payout is a winning amount that can vary depending on different factors, such as:

• Number of players
• Bet amount
• Time since last win
• Rate and Line Level
• Participation in the progressive jackpot

How does it work:

• In games with a progressive jackpot, for example, part of each bet goes to the total piggy bank
• In Live games (like Crazy Time or Monopoly Live), changing odds are possible
• Within the same slot there can be dynamic factors (x2, x5, x1000, etc.)

Advantages:

• Potentially huge winnings
• Gameplay becomes more exciting
• An element of luck and chance - especially attractive for high rollers

Disadvantages:

• High volatility
• Risk of losing significant amounts without winning
• Non-obvious payment table: you can not always understand in advance how much you will win

3. Comparison in Table

Criterion	Fixed payments	Floating payments
Transparency	High	Medium/Low
Big Win Potential	Limited	Very High
Volatility	Low/Medium	Medium/High
Suitable for beginners?	Yes	Not always
Requires strategy	Minimal	Advisable
Jackpot Related?	Rare	Yes, Especially Progressive

4. Examples of games

Fixed Benefit Games:

• Book of Dead (Play 'n GO) - the paylist is known in advance
• Starburst (NetEnt) - Fixed Line Multipliers
• Roulette with fixed coefficients - 1:1, 2:1, 35:1

Floating Payout Games:

• Mega Moolah (Microgaming) - progressive jackpot, could rise to millions
• Gates of Olympus (Pragmatic Play) - dynamic factors x2 to x500
• Crazy Time (Evolution) - Variable Multiplication Bonus Rounds

5. What to choose: fix or floating?

For beginners:

• It is better to start with fixed payments - they allow you to understand the mechanics of the game and control the bankroll.

For high rollers and risk seekers:

• Floating payouts and progressive jackpots are a chance to derail the bank. But it is important to have experience, strategy and a stock of funds.

Compromise:

• Many modern slots combine both models. For example, they have fixed characters, but add bonuses with variable coefficients.

Frequent questions

Can I influence the amount of floating payment?
No. All factors are determined randomly (via RNG), or by an algorithm built into the mechanics of the game.

Is it true that games with floating payments are "twisted"?
In licensed casinos - no. All payments go through a certified RNG and are subject to audit.

How to find out what type of payment is in the game?
See paytable and the rules of the game. Also - by the presence of a progressive jackpot.

Conclusion

Understanding how payouts are formed is a step from random play to informed choice of strategy. Fixed payments offer stability and control. Floating - drive, risk and chance for a huge win.

There is no "better" or "worse" - there is only something that suits you personally.

Play wisely, choose consciously and always check your casino license.

See also: "What affects the result," "How the jackpot is formed," "Tactics of minimum risk," "How to read RTP."