What are fixed and floating payments?

Published: April 29, 2025

What are fixed and floating payments?
When it comes to slot machines or casino games, it is important to understand how winnings are formed and paid. All games can be roughly divided into two categories:
  • Fixed payouts
  • Variable payouts

These concepts determine not only the size of the winnings, but also the risks, volatility, type of jackpot, and even the player's behavior.

1. What are fixed payments?

Definition:
  • A fixed payout is a predetermined amount or payout multiplier that is independent of external factors.

How does it work:
  • The paytable in the game shows the exact multipliers: for example, 3 characters of "seven" = x100
  • RTP games are calculated based on these fixed values
  • Jackpot (if any) - also a fixed amount, does not accumulate over time

Advantages:
  • Transparency: the player always knows how much he can get
  • Predictability: easy to calculate strategy and risk
  • Convenient for beginners and players with a small bankroll

Disadvantages:
  • No element of surprise
  • No super payouts (limited winnings cap)

2. What are floating payments?

Definition:


A floating payout is a winning amount that can vary depending on various factors, such as:
  • Number of players
  • Sum of bets
  • Time since last win
  • Rate and Line Level
  • Participating in the progressive jackpot

How does it work:
  • In progressive jackpot games, for example, part of each bet goes to the general piggy bank
  • Changing odds are possible in Live games (like Crazy Time or Monopoly Live)
  • Within the same slot there can be dynamic factors (x2, x5, x1000, etc.)

Advantages:
  • Potentially huge wins
  • Gameplay gets more immersive
  • The element of luck and chance - especially attractive for high rollers

Disadvantages:
  • High volatility
  • Risk of losing significant amounts without winning
  • Non-obvious paytable: it is not always possible to understand in advance how much you will win

3. Comparison in Table

CriterionFixed PaymentsFloating Payments
TransparencyHighMedium/Low
Big Win PotentialLimitedVery High
VolatilityLow/MediumMedium/High
Suitable for beginners?YesNot always
Requires strategyMinimalDesirable
Related to jackpot?RareYes, especially progressive

4. Examples of games

Fixed pay games:
  • Book of Dead (Play 'n GO) - paytable known in advance
  • Starburst (NetEnt) - fixed line multipliers
  • Roulette with fixed odds - 1:1, 2:1, 35:1

Floating payout games:
  • Mega Moolah (Microgaming) - progressive jackpot, could rise to millions
  • Gates of Olympus (Pragmatic Play) - dynamic multipliers x2 to x500
  • Crazy Time (Evolution) - Variable Multiplication Bonus Rounds

5. What to choose: fix or floating?

For beginners:
  • It is better to start with fixed payments - they allow you to understand the mechanics of the game and control the bankroll.

For high rollers and risk seekers:
  • Floating payouts and progressive jackpots are a chance to break the bank. But it is important to have experience, strategy and stock of funds.

Compromise:
  • Many modern slots combine both models. For example, they have fixed characters, but add bonuses with variable coefficients.

Frequent questions

Can I influence the amount of the floating payment?
No, it isn't. All multipliers are determined randomly (via RNG), or by an algorithm built into the game mechanics.

Is it true that games with floating payments are "tweaked"?
Licensed casinos do not. All payments go through a certified RNG and are subject to audit.

How do I know what type of payout is in the game?
See paytable and game rules. Also - by the presence of a progressive jackpot.

Conclusion

Understanding how payouts are formed is a step from casual play to informed strategy choices. Fixed payments offer stability and control. Floaters - drive, risk and chance of a huge win.

There is no "better" or "worse" - there is only what suits you personally.

Play smart, choose consciously and always check your casino license.

See also: "What affects the result," "How the jackpot is formed," "Minimum risk tactics," "How to read RTP."

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