Can banks block transactions in slots
In Australia, blocking transactions related to online slots is possible both at the initiative of the bank and at the request of government agencies. This is due to the fact that Interactive Gambling Act 2001 (IGA) prohibits the provision of online slots for real money to Australian players, and financial institutions may not make payments to illegal operators.
1. Reasons for blocking payments
1. IGA ban - Australian companies are not allowed to offer online slots. Banks can filter payments to operators operating in violation of the law.
2. AUSTRAC Requirements - Under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (AML/CTF), banks are required to monitor suspicious transactions, including transfers to offshore casino accounts.
3. ACMA sanctions - if an illegal operator is identified, ACMA can transfer information to banks and payment systems to limit transfers.
2. When blocking is most likely
The payment passes through an Australian bank to the direct account of an operator blacklisted by ACMA.
Use of transaction codes (MCC) indicating gambling in prohibited categories.
Large or regular transfers to addresses in countries with offshore licenses (Curacao, MGA).
3. How banks implement blocking
Cancel the transaction completely and return the funds to the sender.
Temporary account freeze to verify the origin of the payment.
Rejection of a payment marked "prohibited transaction" in the Internet bank.
4. Possible consequences for the player
Delay or cancellation of a casino deposit.
Increased attention of the bank's compliance service to the account.
Request additional information and documents.
5. Crawl Method Restrictions
Payment through e-wallets or cryptocurrency may temporarily work, but banks and AUSTRAC track linked cards and funds conversion.
Using a VPN does not guarantee the passage of payment, since the verification is carried out by the recipient's details, and not by IP.
6. Practice in 2025
Frequent cases of blocking direct transfers to offshore casinos.
Increased cooperation of banks with ACMA and AUSTRAC to automatically filter suspicious MCC codes.
Implementation of machine learning algorithms to identify gambling-related payment schemes.
Final conclusion
Banks in Australia can and do actually block transactions related to online slots, especially if the operator violates the IGA or is on the ACMA list. This is part of measures to restrict access to illegal gambling and combat money laundering. Players should take into account the risk of refusal to pay when working with offshore sites.
1. Reasons for blocking payments
1. IGA ban - Australian companies are not allowed to offer online slots. Banks can filter payments to operators operating in violation of the law.
2. AUSTRAC Requirements - Under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (AML/CTF), banks are required to monitor suspicious transactions, including transfers to offshore casino accounts.
3. ACMA sanctions - if an illegal operator is identified, ACMA can transfer information to banks and payment systems to limit transfers.
2. When blocking is most likely
The payment passes through an Australian bank to the direct account of an operator blacklisted by ACMA.
Use of transaction codes (MCC) indicating gambling in prohibited categories.
Large or regular transfers to addresses in countries with offshore licenses (Curacao, MGA).
3. How banks implement blocking
Cancel the transaction completely and return the funds to the sender.
Temporary account freeze to verify the origin of the payment.
Rejection of a payment marked "prohibited transaction" in the Internet bank.
4. Possible consequences for the player
Delay or cancellation of a casino deposit.
Increased attention of the bank's compliance service to the account.
Request additional information and documents.
5. Crawl Method Restrictions
Payment through e-wallets or cryptocurrency may temporarily work, but banks and AUSTRAC track linked cards and funds conversion.
Using a VPN does not guarantee the passage of payment, since the verification is carried out by the recipient's details, and not by IP.
6. Practice in 2025
Frequent cases of blocking direct transfers to offshore casinos.
Increased cooperation of banks with ACMA and AUSTRAC to automatically filter suspicious MCC codes.
Implementation of machine learning algorithms to identify gambling-related payment schemes.
Final conclusion
Banks in Australia can and do actually block transactions related to online slots, especially if the operator violates the IGA or is on the ACMA list. This is part of measures to restrict access to illegal gambling and combat money laundering. Players should take into account the risk of refusal to pay when working with offshore sites.
